Useful Resources


Guidance to SME’s Seeking Credit provides a useful guide to help you prepare a request for credit submission to your bank.  It includes an explanation of the various funding options open to businesses, insight into what banks are looking for when examining credit applications, information on credit pricing and practical tips on how to package credit applications.

The Financial Services Ombudsman is a statutory officer who deals independently with unresolved complaints from consumers about their individual dealings with all financial service providers.

The Credit Guarantee Scheme is geared towards companies that are unable to access credit because of either the inadequacy of collateral or inadequacy of understanding (within the banking system) of the novelty of a business model, market, sector or technology.

With 31 dedicated teams across the Local Authority network in Ireland, your Local Enterprise Office can provide advice, information and support to you in starting up or growing your business.

Microfinance Ireland provides unsecured business loans of €2,000 to €25,000 for commercially viable proposals that have been declined bank credit.

The Irish Credit Bureau (ICB) is a credit rating agency owned and financed by its members, which are mainly financial institutions. The ICB operates an electronic database on the performance of credit agreements between financial institutions (i.e. banks and building societies) and borrowers (ie citizens).

The Central Bank of Ireland has published new regulations for firms lending to SME’s. These regulations introduce specific requirements for regulated lenders.

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