Important Credit Information & Updates
- > Information Note - How to Apply for a Loan
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- > Has Your Bank Sold Your Loan - Farms
- > Has Your Bank Sold Your Loan - SMEs
Useful Links & Contacts
The Financial Services and Pensions Ombudsman is a statutory officer who deals independently with unresolved complaints from consumers about their individual dealings with all financial service providers.
Strategic Banking Corporation of Ireland (SBCI) is a state body whose aim is to deliver lower cost, long-term innovative and accessible funding. It lends to SMEs through financial institutions known as On-Lending Partners.
With 31 dedicated teams across the Local Authority network in Ireland, your Local Enterprise Office can offer advice, information and support to you in starting up or growing your business.
Microfinance Ireland provides unsecured business loans of €2,000 to €25,000 for commercially viable proposals that have been declined bank credit.
Set up by The Central Bank, The Central Credit Register (CCR) is a new secure system for collecting personal and credit information on loans. All lenders considering a loan of over €2,000 must check the CCR for a Credit Report, which provides details on a borrower’s loans. This will give the lender a good idea of the borrower’s repayment history and assess their ability to repay any future debts.
The Central Bank of Ireland has published new regulations for firms lending to SME’s. These regulations introduce specific requirements for regulated lenders.