How to Apply

  1. First check you're eligible

  2. Have you been through the bank's internal appeals process?

    You must first appeal your bank’s decision through their own internal appeals process. This may result in your loan being approved. If you have not yet requested a bank internal appeal and you need help, get in touch with us.

  3. Download and complete the application form.

  4. Enclose the correct application fee (see below) using cheque/postal order or bank transfer (see Bank Details on Application Form)

  5. Signature required so please print, sign, scan and email to or post signed original to:

    Credit Review
    The Plaza,
    East Point Business Park,
    Dublin 3 D03 E5R6

    Registered post is recommended

    Please Note:

    Incomplete applications will be returned.

    Your completed application must be received within 28 days of your bank’s letter stating your loan application has been refused or that your credit facility has been reduced or withdrawn.

    For SMEs, please download your application form here.

    For Farm Enterprises, please download your application here.

Review Fees

Credit Review charges a small fee for the service to cover a proportion of its costs. The balance of the costs is covered by the participating banks. The fee can range from a minimum of €100 to a maximum of €250 depending on the value of the loan under review.

Fees Table:

Loan / Credit Review Value


Up to €100,000


€100,000 - €250,000

€1 per €1,000 is payable

A simple way to calculate this is to divide the credit amount under review by 1000. Maximum fee €250.

€250,000 - €3,000,000


Fees can be made by cheque, postal order or bank draft (made out to Credit Review). You can also make an EFT payment (see application form for bank details). Please include the correct fee with your application.

Need Help with your Application?