The Credit Review Offices provides an independent, impartial credit appeals process for small and medium sized businesses (SMEs), including sole traders and farmers.
- Has your business had credit facilities refused, reduced or withdrawn?
- Have you had difficulty getting credit or loan facilities of up to €3 million?
- Has your business had an unfavourable change to existing credit terms and conditions?
If so, we’re here to help. The Credit Review Office provides an independent review process for SMEs, sole traders and farm enterprises that have had requests for credit refused or had existing credit facilities reduced or withdrawn.
Eligibility InformationSMEs, sole traders and farm enterprises are eligible to apply to the Credit Review Office for a review of decisions by participating banks to refuse or reduce credit facilities (including applications for restructured credit facilities) up to €3,000,000.
The Review ProcessAll borrowers have the right to appeal an unsuccessful credit application through each bank’s internal loan appeals process and this is the first step you should take. If you have not already done so, we will arrange for your loan application to be put through your bank’s own formal internal appeals process.
SME/Farm Banking has changed radically in recent years but there is little information on the customer experience of business borrowers who get credit from Irish banks, and how well the new banking delivery models are meeting the needs of Irish SME’s. The Credit...read more
8th November 2017 | Printworks Conference Centre, Dublin Castle | 8.15am to 1.30pm A unique event has been specificaly designed to help small and start-up businesses understand and benefit from the services provided by many of our State offices and agencies. ...read more